Insurances
We work with all Major Insurance Plans. We do not accept Medicaid or State Welfare Plans. Your insurance will not cover 100% of your Dental Bill. You may use the following Finance Programs to pay your Co-Payment (which is the part the insurance does not pay). Please Click here to our Payment Options page to see how your co-payment can be paid easily to fit your budget.
We will gladly submit all your insurance forms immediately after each service is rendered.
We ask that your co-payment be paid in full at the time of service.
We request you provide us with your insurance information when you call for your first visit with us.
We will confirm your coverage and prepare insurance forms for submission for services provided at your visit with us. Your insurance will be ready for every visit.
Our financial coordinator is happy to answer any of your insurance questions and give you further details.
Dental Insurance is a complicated subject creating confusion for many patients. The complexities of dental insurance and the lack of information provided by insurance companies make it difficult for some patients to properly understand their benefits. Even more confusing is understanding how to work with your dental insurance company to get the highest level of benefits to which you are entitled. Dental insurance plans are different from medical insurance in that there is a limited amount of benefit available per year, typically $1000-2000 per year. In addition there are deductibles, and copays (dependent upon type of procedure).Preventive care—the exams, cleanings, and X-rays you receive during an average dental checkup—are usually, depending on your plan, covered at 100 percent covered. American Dental Association recommend cleanings twice annually.Basic procedures like fillings, extractions, and periodontal work are usually, depending on your plan, covered at 50 - 80 percent covered. Major procedures like crowns, root canals, dentures, bridges, or implants are usually, depending on your plan, covered at 40 -50 percent covered.
Then there are variations in individual plans. For example, a root canal could be considered either a basic or a major procedure. USE IT OR LOSE IT! The insurance puts your annual benefit ($1000-$2000) into your dental benefits every year. If you don't utilize the benefit, you lose it as it does not carry over to the next year. We will do everything possible to help you understand and make the most of your dental insurance benefits. We realize dental insurance is complex and that it is difficult to understand how to make it work for you. That is why we provide full assistance to you. Our office will submit dental insurance forms to your company to get you the maximum benefit you are entitled to. Please be aware that some dental insurance companies take longer than others to complete payment. If necessary, our office will contact the dental insurance company, or we may request your help in this matter. INSURANCE PARTICIPATION INFORMATION: There are different types of dental insurances. DMO or HMO type plans restrict you to seeing one specific dentist. Our office does not participate in any HMO or DMO type plans. PPO plans are a preferred network and many of these plans also have out of network benefit. Some of our doctors participate with some PPOs, we will work with you to maximize your benefits even if we are not in network. Medicare does not provide any dental benefits, unless you have purchased a supplemental dental benefit for your Medicare coverage. Our office does participate with some Medicare advantage plans. Our office does not participate with any state run Medicaid or Medicaid plans.
Any questions about Insurance not answered here? Please contact us directly at [email protected]
Note: Please do not send Protected Health Information to this email